Our Company

 

Sindrich & Associates is a company comprised of three independent advisors - Mark Sindrich, Beth Richardson, and Steve Heifetz. Mark formed this company as a reaction to traditional investment and insurance planning practices, which he felt to be impersonal and product oriented rather than relationship, strategy, and client-need oriented.

When he established Sindrich & Associates, Mark set out to build an organization that serves the client, not the industry.

We believe financial planning is a journey and not a sprint. We know, in today`s ever changing world, the client has a choice to access and use a variety of sources to assist with their financial planning.

The goal of Sindrich & Associates` professionals is to help our clients find growth opportunities while preserving capital and reducing taxes. This is accomplished through active involvement in an ongoing, long-term process of assessing needs and expectations in order to achieve goals.

We are not money managers or an insurance company. Our service is to conduct the research and perform the due diligence necessary to identify the strategies most likely to enable achievement of goals and objectives. We may recommend insurance products and investments to support these strategies, however, we will not recommend a "product" simply for the sake of recommendation. Helping clients achieve their goals is our priority and we welcome the opportunity to work with you.

Since our founding, we have served our community with ethics, enthusiasm, and total dedication to our clients. We are always here for you, aiming our expertise at your financial goals.
Broadening our capacity to serve you is an ongoing objective. To this end, we`ve forged a strategic alliance with, National Financial Partners Corp., a network of independent insurance, investment and corporate benefits advisors.  Based first on the trust you extentd to us, we are confident that our partnership with National Financial Partners Corp. immeasurably expands your financial planning options.

National Financial Partners Corp.is a versatile, expert member of your financial team. Our firm has one goal in mind: To captain this new team of professionals, with your best interests as our first priority. We pledge to work closely with National Financial Partners Corp., providing creative, objective solutions to all of your financial planning needs.

Our Philosophy

Sindrich & Associates knows that we must understand our clients before we can assist them in making critically important decisions. We accomplish this by:

  • learning about each client`s personal experience with investments, insurance, financial planning, employee benefits, and educating clients as necessary to help them gain a better understanding of alternatives;

  • helping clients define needs and objectives before creating and implementing a strategy;

  • helping clients understand the risks and rewards of their current plan and our recommendations.

After we have a clear profile of our clients` needs, we apply our process of analysis, design, implementation, and monitoring achievement of their goals and objectives. We believe in treating your goals, financial strategies, investments, insurance and employee benefit plans as if they were our own.

Our Services

The professionals of Sindrich & Associates utilize a variety of techniques to help clients find growth opportunities while preserving capital and reducing taxes. These include:

  • Wealth Accumulation Techniques
  • Estate Planning and Wealth Transfer Strategies
  • Retirement Planning Strategies
  • Educational Funding Strategies
  • Employee Health and Life Plans
  • Profit Sharing, Pension and 401(k) Plans
  • Business Valuation and Succession

We are well qualified to provide our clients with these services because of our relationship with investment and insurance companies.

Utilizing investment techniques enables us to assist clients in implementing individual and business strategies specifically designed to help achieve objectives.

Sindrich & Associates is a member firm of National Financial Partners Corp., a nationwide network composed of firms in the insurance and financial services industry. Through this affiliation we have access to a comprehensive network of insurance companies for life, health, disability, and group insurance benefits. This allows us to provide clients with specific products to help meet their unique insurance needs.

Our Small Business Services

Managing business assets

  • Business revenues
  • Investment management account
  • Business tax planning
  • Business structure consultation

Managing business continuity

  • Business valuations
  • Buy/sell agreements
  • Business financial analysis
  • Business transition consultations
  • Key person programs

Managing employee benefits

  • Employee benefit statement
  • Employee financial education
  • Group medical/life
  • 401(k) plan, pension, profit sharing accounts
  • SEPs
  • Deferred compensation plans
  • Cafeteria plans

Managing executive benefits

  • Disability income coverage
  • Deferred compensation
  • Death benefit programs
  • Executive financial planning
  • Executive compensation
  • Estate planning

Our Value Added Services

  • Prepare financial plan
  • Explain financial plan
  • Assist in implementation of financial plan
  • Review and analyze client`s financial position
  • Prepare asset allocation
  • Prepare product information
  • Facilitate transactions
  • Review client statements
  • Monitor product performance
  • Provide tax projections
  • Answer/Research questions
  • Maintain 30 hours of continuing education
  • Attend conferences to maintain/improve knowledge base
  • Write letters for clients
  • Consult with employer regarding benefits
    – attorney
    – tax preparer
    – insurance agent(s)
  • Preview sales presentations for client from financial sales people
  • Assist with IRS correspondence
  • Balance client`s accounts (for accuracy)
  • Assist client in development of investment policy
  • Client education
  • Financial Planning
    – Investments
    – Taxes
    – Annuities
    – Retirement
    – Life & Disability
    – College
  • Insurance
    – Life
    – Health
    – Medicare
    – Long Term Health Care
    – Disability
  • Estate Planning
    – Wills
    – Living Trusts
    – Family Trusts
    – Charitable Trusts
    – Estate Tax Reduction
    – Asset Protection
    – Succession Planning
  • Set Up Qualified Plans
    – SEPs
    – 401(k)s
    – Minimus Distribution IRAs/TSAs
    – Defined Contribution
    – Maximum Contribution

 

 

 

*NFP Securities, Inc. does not provide legal, tax or accounting advice. You should contact your professional advisors for assistance regarding your personal situation.